Loft insulation grants: eligibility check, no charge

What does a grants check involve?

We quote for privately paid work. Funded schemes must be delivered by installers registered for that scheme, so if you look likely to qualify we will tell you before quoting, and send you to the official route for your nation. If you do not qualify, a privately paid loft job is one of the cheapest energy improvements there is.

Who might qualify?

You receive a means-tested benefit
Your household income is low
Your home has an EPC rating of D or below
You rent from a private landlord who is improving the property

How we do it

You answer a few questions on the form or by phone.
We check the schemes open in your nation and area.
We tell you which look worth applying to, and how.
If none apply, we give you a privately paid price.

What is included

Free eligibility check against current schemes
Links to the official scheme for your nation
A fixed private quote if you want one

Worth knowing

Be cautious of cold calls offering free insulation. Check any offer against the official scheme website before giving personal details.

Does a grants check cost anything?

No chargeFunding check. There is no charge for the check.

Installing insulation in a home is zero-rated for VAT until 31 March 2027 and 5% after that, under HMRC's rules for energy-saving materials (notice 708/6).

Work out a guide price for your loft or see every price.

Do the rules differ across the UK?

Yes, a little. Building regulations and funding schemes are set separately in each nation. Here is the short version; each area page has the detail.

Nation	Building rules	Funding to check
England	Approved Document L; insulation alone is not usually notified	ECO4 to 31 Dec 2026; Warm Homes Plan and Warm Homes: Local Grant
Wales	Welsh Approved Document L; conversions need building control	Warm Homes Nest; ECO4 to 31 Dec 2026
Scotland	No building warrant normally needed; standards still apply	Home Energy Scotland grant and loan; Warmer Homes Scotland
Northern Ireland	NI Building Regulations (Technical Booklet F1); check with council building control	Affordable Warmth Scheme; NISEP

Questions about a loft insulation grants check

Can I get free loft insulation?

Some households can, through schemes funded by government or energy suppliers. Eligibility depends on your nation, income or benefits and your home. We check for free.

Do you install under ECO4 or other funded schemes?

Not at present. Funded work must be carried out by installers registered for that scheme. We will point you to the right route first.

Do you install under the Affordable Warmth Scheme or NISEP?

Not at present. Those schemes use their own approved installers. We will point you to the right route first.

Is there VAT on loft insulation?

Installing insulation in a home is zero-rated for VAT until 31 March 2027, then 5%, under HMRC rules for energy-saving materials.

Where we provide a loft insulation grants check

Wales

Scotland

Northern Ireland

Often booked with it

Sources, checked October 2026: Energy Saving Trust: roof and loft insulation; Which?: loft insulation costs and savings; LABC: building regulation requirements for loft insulation; GOV.UK: extending the ECO4 end date, government response.

Loft insulation grants check