Loft insulation grants check in Magherafelt
For households in Magherafelt and across County Londonderry, we check what loft insulation funding is open before anyone quotes.
We cover the BT45 postcode districts, inside the Mid Ulster council area.

Where we work around Magherafelt
Magherafelt is about 33 miles from Derry/Londonderry as the crow flies.
We also work in Dungiven, Limavady, Coleraine and Portstewart, further afield.
| Postcode districts | BT45 |
|---|---|
| Council area | Mid Ulster |
| County or area | County Londonderry |
What does a grants check involve?
We quote for privately paid work. Funded schemes must be delivered by installers registered for that scheme, so if you look likely to qualify we will tell you before quoting, and send you to the official route for your nation. More about a loft insulation grants check.
- Links to the official scheme for your nation
- A fixed private quote if you want one
- Free eligibility check against current schemes
Why book with us in Magherafelt
Honest about grants
If you might qualify for funding, we tell you before we quote.
Official routes only
We point you to the official scheme for your nation, never to a cold-call offer.
No obligation
The check is free, and you are under no obligation to buy anything from us.
No pressure selling
You get everything in writing and decide in your own time.
Does a grants check in Magherafelt cost anything?
Installing insulation in a home is zero-rated for VAT until 31 March 2027 and 5% after that, under HMRC's rules for energy-saving materials (notice 708/6).
Building regulations in Northern Ireland
Northern Ireland has its own Building Regulations, with energy guidance in Technical Booklet F1. Upgrading loft insulation may count as a thermal alteration, so check with your council's building control. How the rules work across the UK.
Funding in Northern Ireland
- The Affordable Warmth Scheme, delivered by the Northern Ireland Housing Executive, helps owner-occupiers and private tenants with a household income under £23,000. Apply through the Northern Ireland Energy Advice Service and check it is open.
- The Northern Ireland Sustainable Energy Programme (NISEP) funds energy efficiency measures for eligible households.
- ECO and the Warm Homes Plan do not apply in Northern Ireland.
Questions about a loft insulation grants check in Magherafelt
Do you cover all of BT45?
Yes, we cover the BT45 postcode district and the districts around Magherafelt.
How does a grants check work for a home in Magherafelt?
You answer a few questions by phone or on the form. We check the schemes open for your address and tell you which look worth applying to. Nobody needs to visit for the check.
Will a grants check in Magherafelt affect anything else?
No. It is an eligibility check, not an application, and it costs nothing. If a scheme looks likely, you apply through its official route.
Is there VAT on loft insulation?
Installing insulation in a home is zero-rated for VAT until 31 March 2027, then 5%, under HMRC rules for energy-saving materials.
Do you install under the Affordable Warmth Scheme or NISEP?
Not at present. Those schemes use their own approved installers. We will point you to the right route first.